Category: FHA Loans

FHA Loan Limits Per County in California

FHA Loan Limits Search California

 

FHA Loan Limits

FHA loan limits vary from county to county. You should check the county you are looking to get financing in to see if your loan amount will qualify for FHA Financing. FHA has a tool to look this up and you can search each county for FHA loan limits for 2016 / 2017.

There is a Maximum FHA loan amount for conforming and High Balance FHA. The High Balance is also based on each county and will vary. The limits increase based on the number of units the property has. In Alameda county you can purchase a 4 unit property and have a maximum loan amount of $1,202,925. In Sacramento you can purchase a 4 Unit property and have a maximum loan amount of$913,350.  A single family home or 1 unit will have a maximum loan amount of $474,950 in Sacramento, Placer and El Dorado Counties.

FHA loan income limits: There are not any income limits for FHA financing. You will have income limits in some cases if you are using down payment assistance in conjunction with FHA loans.

FHA Loan Qualifier

FHA Loan Limits California by County:

County Name One-Family Two-Family Three-Family Four-Family Median Sale Price
ALAMEDA $625,500 $800,775 $967,950 $1,202,925 $1,100,000
ALPINE $463,450 $593,300 $717,150 $891,250 $297,000
AMADOR $332,350 $425,450 $514,300 $639,150 $225,000
BUTTE $293,250 $375,400 $453,750 $563,950 $215,000
CALAVERAS $373,750 $478,450 $578,350 $718,750 $220,000
COLUSA $271,050 $347,000 $419,425 $521,250 $206,000
CONTRA COSTA $625,500 $800,775 $967,950 $1,202,925 $1,100,000
DEL NORTE $271,050 $347,000 $419,425 $521,250 $147,000
EL DORADO $474,950 $608,000 $734,950 $913,350 $399,000
FRESNO $281,750 $360,700 $436,000 $541,800 $232,000
GLENN $271,050 $347,000 $419,425 $521,250 $168,000
HUMBOLDT $327,750 $419,550 $507,150 $630,300 $250,000
IMPERIAL $271,050 $347,000 $419,425 $521,250 $185,000
INYO $369,150 $472,550 $571,250 $709,900 $239,000
KERN $271,050 $347,000 $419,425 $521,250 $198,000
KINGS $271,050 $347,000 $419,425 $521,250 $187,000
LAKE $271,050 $347,000 $419,425 $521,250 $150,000
LASSEN $271,050 $347,000 $419,425 $521,250 $115,000
LOS ANGELES $625,500 $800,775 $967,950 $1,202,925 $680,000
MADERA $271,050 $347,000 $419,425 $521,250 $195,000
MARIN $625,500 $800,775 $967,950 $1,202,925 $1,100,000
MARIPOSA $322,000 $412,200 $498,250 $619,250 $200,000
MENDOCINO $373,750 $478,450 $578,350 $718,750 $280,000
MERCED $271,050 $347,000 $419,425 $521,250 $195,000
MODOC $271,050 $347,000 $419,425 $521,250 $75,000
MONO $529,000 $677,200 $818,600 $1,017,300 $305,000
MONTEREY $529,000 $677,200 $818,600 $1,017,300 $460,000
NAPA $625,500 $800,775 $967,950 $1,202,925 $572,000
NEVADA $477,250 $610,950 $738,500 $917,800 $339,000
ORANGE $625,500 $800,775 $967,950 $1,202,925 $680,000
PLACER $474,950 $608,000 $734,950 $913,350 $399,000
PLUMAS $336,950 $431,350 $521,400 $648,000 $200,000
RIVERSIDE $356,500 $456,350 $551,650 $685,550 $310,000
SACRAMENTO $474,950 $608,000 $734,950 $913,350 $399,000
SAN BENITO $625,500 $800,775 $967,950 $1,202,925 $870,000
SAN BERNARDINO $356,500 $456,350 $551,650 $685,550 $310,000
SAN DIEGO $580,750 $743,450 $898,700 $1,116,850 $505,000
SAN FRANCISCO $625,500 $800,775 $967,950 $1,202,925 $1,100,000
SAN JOAQUIN $333,500 $426,950 $516,050 $641,350 $290,000
SAN LUIS OBISPO $561,200 $718,450 $868,400 $1,079,250 $475,000
SAN MATEO $625,500 $800,775 $967,950 $1,202,925 $1,100,000
SANTA BARBARA $625,500 $800,775 $967,950 $1,202,925 $475,000
SANTA CLARA $625,500 $800,775 $967,950 $1,202,925 $870,000
SANTA CRUZ $625,500 $800,775 $967,950 $1,202,925 $656,000
SHASTA $273,700 $350,350 $423,500 $526,350 $219,000
SIERRA $304,750 $390,100 $471,550 $586,050 $128,000
SISKIYOU $271,050 $347,000 $419,425 $521,250 $127,000
SOLANO $400,200 $512,300 $619,300 $769,600 $338,000
SONOMA $554,300 $709,600 $857,750 $1,065,950 $482,000
STANISLAUS $276,000 $353,300 $427,100 $530,750 $240,000

We’re here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Loan Qualifier.

FHA Loan Application:

Getting approved for an FHA Mortgage starts with an application and credit check. The application will take 10 minutes to complete and you can have a pre-approval in 24 hours or less. You can apply for an FHA loan for any county in California by clicking the link below.

Apply for FHA Financing

 

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